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First Credit Services, Inc. is the #1 Collection Agency for the Health & Fitness Industry, and has specialized in collections for the health club industry since 1993. FCS is the preferred agency by most major franchise organizations because their highly acclaimed 2Phase Accounts Receivable Management Program has proven to be the easiest, most effective, and cost efficient way to manage receivables and keep members paying on time and in the gym. Clubs can utilize their program with a push of a few simple keystrokes on their existing software, as they are interfaced with and recommended by all major club management software systems.