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GMAC Insurance offers insurance products tailored for individual drivers, RV owners, and even modified specialty vehicles. Personal Vehicle Insurance , The products and services at GMAC Insurance are a distinctive experience - not merely about insurance policies. The Company treats customers as people. GMAC Insurance underwrites the full spectrum of American drivers - young to old and of all driving experiences and histories - with services that can better assist customers in their daily lives. And it has been recognized for some of the most innovative and supportive services, including its nationwide towing service, 24/7 claims service, and its Smart Services, including the SmartParts Promise and SmartReplacement Program. Affinity Groups , GMAC Insurance partners with many affinity groups and associations to customize their policies and better serve their membership. Among those groups whose automotive insurance needs are provided by GMAC Insurance are the International Brotherhood of Teamsters, The Good Sam Club, The American Institute of Certified Public Accountants, the National Rural Leader Carriers Association and Moose Clubs. RVs , In perhaps the ultimate expression of handling special needs for groups, GMAC Insurance is America's #1 RV insurance specialist. While most insurance companies treat RVs as a big car, GMAC Insurance's RV policies are specific to these unique vehicles, offering many of the industry's best coverage and protection plans in the industry. Specialty/Modified Vehicles , GMAC Insurance offers products to complicated, hard-to-peg areas of the market that are simply deemed too difficult for other insurance companies to underwrite. One example of this is specialty-modified vehicles. GMAC Insurance remains one of only a handful of companies willing to underwrite rural US postal delivery vehicles, which are often modified trucks or cars used by people serving as contract letter carriers in remote areas. Homeowners Insurance , GMAC Insurance offers one of the most comprehensive homeowner insurance coverage plans, including medical payments coverage of up to $1000 for anyone injured on a customer's property, personal liability protection up to $100,000 per accident, and temporary living assistance when the home is declared uninhabitable. Also, as part of its homeowners policy, GMAC Insurance also offers personal umbrella coverage.