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HIC has served the insurance needs of the medical community since 1987. Over the years, HIC has maintained a commitment to personal service, competitive rates and financial security for its policyholders. HIC has a long-standing relationship with five hospitals in the New York City area. We provide more than 1,200 Voluntary Attending Physicians with Primary Professional Liability Insurance. Several of New York's most highly regarded long-term care facilities are HIC clients as well. HIC also underwrites Excess (Section 18) Professional Liability Insurance for physicians throughout New York State. Based on industry solvency ratios, HIC is financially stronger than any other medical professional liability insurance provider in the state, with more than $800 million in assets and shareholder surplus in excess of $260 million.