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Professional Credit Management, Inc. ("PCM") is an accounts receivable company. We provide receivable billing and recovery services to healthcare providers, banks, finance companies, utilities, commercial and retail businesses. Since 1980, PCM has provided high quality receivables solutions.egion of the country. PCM is licensed, bonded, and insured. Our commitment to improve service through employee incentive, industry affiliations, on-going training programs, and technology has allowed our collections division to recover receivables for our clients at a rate higher than national collection agency averages.