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EFI Actuaries was founded in 1990 as the first national actuarial firm dedicated exclusively to public sector defined benefit retirement and retiree health care systems. Together with its predecessor, Edward H. Friend & Company, the firms have provided defined benefit actuarial services to major public sector systems for more than forty-five years. EFI has developed state-of-the-art systems for actuarial valuations and experience studies. Moreover, EFI leads the profession in computer simulation of defined benefit public sector retirement plans. We have an unmatched ability to project future employer contributions deterministically (based on a fixed set of assumptions) or stochastically (based on multiple random economic scenarios). Our simulation software also takes into account future new members and emergence of new benefit tiers. Click on the links below to find out more about EFI.