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American Income was founded more than half a century ago with just $25,000 in borrowed capital, and today, has become one of the nation's largest providers of supplemental insurance. Our primary operation is in providing supplemental life insurance products to association, labor union, and credit union members. American Income is licensed in 49 states, New Zealand, and Canada - and our subsidiary Company, National Income Life Insurance Company is licensed in New York. We are a strong company and have been rated by A.M. Best, one of the country's oldest and most respected insurance ratings company, A+ "Superior," its second highest rating, for overall financial strength (as of June 2005).