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Bank of Visalia provides competitive pricing on a wide array of deposit and loan products. With a lending emphasis directed at professionals, small and medium size businesses, manufacturing and businesses related to the agricultural industry, we've staffed our bank with talented professional bankers who understand and appreciate the challenges facing business. Commercial real estate financing for owner and non-owner occupied properties along with residential and commercial construction financing is another aspect of lending which we have recognized as important to our market. The business acumen and local community knowledge possessed by our Board of Directors and Management enables Bank of Visalia to provide unparalleled services. This local insight gives us a perspective that is often missing from large institutions headquartered far from our valley home.