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OceanFirst Bank, the sole subsidiary of OceanFirst Financial Corp., was founded in 1902 and is a federally chartered stock savings bank with $1.7 billion in assets and sixteen branches. OceanFirst is the oldest and largest community-based financial institution headquartered in Ocean County, NJ.Thirteen of our sixteen branches are located in Ocean County, with one branch in Middlesex County and two servicing our Monmouth County neighbors.OceanFirst holds over a 10% share of the deposit market and is also the leading provider of mortgage loans in Ocean County.Our community banking focus is predicated on superior personalized service and competitive rates on a full range of deposit and loan products. OceanFirst is committed to meeting customer needs with a team approach that provides one stop decision making and fast responses to customer requests.Product Lines and Services include:Retail:Totally Free Checking and six other high performance custom checking accountsTraditional Savings and Certificate AccountsVISA® Check CardMortgagesConsumer LoansBusiness:Business CheckingVISA® Company Check CardAccount AnalysisSweep Account FlexibilityACH OriginationsCommercial ProductsDelivery Systems:OceanFirst Access Center telephone bankingOn-line banking services @ oceanfirst.comLoan ConnectionTrust and Asset Management Services:Custody AccountsInvestment Management AccountsLiving TrustsEstate and Trust AdministrationEmployee BenefitsOcean Investment Services - Alternative Investments:Mutual Fund, Annuity and Insurance products offered through an affiliation with an industry leader, Liberty Financial