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Credit Unions Are Different Than Other Financial Institutions. They Are Cooperatives, Owned And Managed By Their Members. Joining The Credit Union Is Easy. Simply Complete A Membership Card And Deposit $5.00. You Remain A Share Holder In The Credit Union By Maintaining An Active Account Relationship And Maintaining A $5.00 Minimum Balance. As Long As Your Credit Union Membership and Is In Good Standing, You Are A Member for Life.