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Budget Wise Consulting has a great need to provide services for people who find it difficult to gain financial control. Easy credit and attractive offers are appealing to consumers in ways that cause them to be overextended in their finances. Conversely, some people are not in debt, but lack money management skills. BWC is sensitive to these unique concerns. Clients are exposed to tools and equipped with skills that put them on the road to financial stability. We want clients who desire to make a change in managing their money. BWC teaches clients to take responsibility because no one can make decisions for them. We are prepared to assist you in discovering a better way to manage your finances. What is Budget Wise Consulting and how does it help people? Budget Wise Consulting or BWC is a financial consulting firm whose niche is Cash Flow Management. Because cash flow management plays a significant role in a client's ability to reach a wide range of financial goals, the importance of providing this service to individuals cannot be underestimated. Our approach is unique since we use coaching, a nontraditional approach to financial planning. Skills and accountability coaching is provided because we place a high value on client education and believe that skills should be transferred to the client. Clients then become accountable for handling their personal finances, which is 80% behavior driven. BWC provides assistance to people with cash flow problems, such as excessive debt, little or no savings, and lack of money management skills. Our company addresses these problems by focusing on three primary components: Spending Management, Debt Management, and Credit Management. During our work, clients will be able to: - Examine internal beliefs that affect spending habits. - Identify how spending decisions are made. - Develop techniques on making wise choices in spending. - Understand the risks of maintaining excessive debt. - Evaluate realistic plans to eliminate debt.