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ALCOS is one of only 100 agencies in the nation with access to custom and proprietary insurance and investment products through M Financial Group. Because of the Company's relationship with M Financial, ALCOS offers preferred pricing to meet the estate planning and executive benefits needs of prosperous individuals. "ALCOS is successful because we take our clients needs as seriously as our own, treating them as we would like to be treated" said John Marshall, CLU, ChFC. We welcome the opportunity to meet the diverse needs of individuals and companies found in today's challenging financial climate.