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To expedite the loan processing turnaround, Guaranty Trust provides in-house loan approvals and home appraisals. Get pre-approved online and receive an answer within 2 hours! For added flexibility in finding the loan that is best for you Guaranty Trust is a member of Fannie Mae and Freddie Mac. We offer Conventional, FHA, VA, THDA, and FMHA loans. Our wide range of mortgage products are available in 15-year and 30-year fixed rate and adjustable-rate mortgages, buydowns, and jumbos.