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Thanks for visiting my website. I am a life-long Chicago area resident, and I have been a loan officer since 1986. My goal is to earn your trust, future business and referrals from one simple idea : I treat you the way I want to be treated in every circumstance. The mortgage industry has experienced a multitude of changes over the years, and I make sure that I am always ready with a solution for your situation. I am an expert in the interpretation of your qualifications, and if I can't qualify you the first time, I will give you a plan that leads to homeownership.