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Cal State Central Credit Union is one of California's leading financial institutions, and the second largest credit union in Sonoma County with nearly $110 million in assets and more than 20,000 members. We have 4 offices, 3 ATMs, and more than 25,000 co-operative ATMs across the U.S. that are NO Surcharge for our members! Founded by a group of California state employees in 1936, Cal State Central Credit Union is a financial cooperative that is owned by its members. In keeping with the credit union philosophy of "people helping people," Cal State Central offers members a wide range of low-cost consumer financial products and high-quality service. As a full-service credit union, Cal State Central offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans. Member deposits are federally insured up to $100,000 by the National Credit Union Administration (NCUA), a U.S. government agency. RETIREMENT (IRA) funds are insured up to $250,000 by NCUA.