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Provident Credit Union serves not only San Mateo County, but the entire San Francisco Bay Area and beyond with car loans, mortgages, savings, insurance, investment advice, and more. Provident Credit Union serves the counties of San Mateo, San Francisco, Santa Clara, Alameda, Contra Costa, Monterey, Sacramento, and more. Provident Credit Union is especially well known for having a wide range of home mortgage loans at very competitive rates.