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Today, PLCU is a member-owned financial institution with assets in excess of $481 million with 14 branches as well as service centers throughout the United States. The credit union first opened its doors in 1948 to serve the employees of the Naval Electronics Laboratory (NEL), who wanted a safe place to save and to go for loans. NEL later became Naval Ocean Systems Center, then NRaD, and today is SPAWAR San Diego. Since 1948, the field of membership has expanded and now includes everyone who lives, works or worships in San Diego and Riverside Counties and members of their families. Today, PLCU is proud to serve more than 59,000 members. As PLCU's field of membership expanded, so did the members' needs for financial services. Responding to these needs has been the goal of the credit union. Today, PLCU offers a complete selection of financial products and services including savings and checking accounts, loans, credit cards, the Visa Check Card, PLCU Online, Bill Pay Online and more.