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CoreLogic is the leading provider of residential mortgage risk management and fraud protection solutions to the mortgage banking industry. CoreLogic technology quantifies potential risk in residential mortgage transactions, enabling originators and the capital markets to increase loan performance by making smarter lending and purchase decisions. CoreLogic solutions deliver fast, efficient, accurate, easy to use tools that provide a comprehensive view of mortgage risk. Clients benefit from customized solutions that streamline loan transaction cycles and maximize profits. CoreLogic's products help speed up the loan application and funding process while increasing loan-processing capacity, resulting in substantial financial savings. CoreLogic's tools include:LoanSafe Risk Decision System (RDS)Ô builds on the proven foundation of LoanSafe to offer the latest innovation in mortage risk management , the combination of broker, borrower and collateral characterstics with borrower credit factors, creating a tool that is more predictive of early payment default and loss severity than either collateral scoring or credit scoring used alone. LoanSafe® is the industry's leading loan risk management tool, enabling residential mortgage originators and investors to efficiently and completely assess the value risk and fraud potential in a loan transaction by simultaneously examining broker, borrower and collateral characteristics. IncomeProÔ provides lenders a real-time and objective way to establish the soundness of a borrower's stated income. IncomePro utilizes three industry-leading data sources and advanced CoreLogic algorithms to validate income and repayment capacity, as well as stratify and effectively predict loan performance. AVMSelectÔ streamlines the process of using automated valuation models by impartially cascading across up to 18 of the industry's most respected AVMs to return one or more residential property estimates in seconds. Multi-Closing Alert ProgramÔ is a service and consortium of lenders united to combat multi-lien or "shotgunning" fraud, where individuals can extract funds from the equity in a single residence. The Multi-Closing Alert Program allows partipcating lenders to sumit daily and retroactive loan activity, and CoreLogic delivers alerts to a desktop for suspect behaviors. HistoryProÔ quickly and accurately grades collateral risk by analyzing factors most predictive of the types of fraud that contribute to early payment default and loan loss. IdentityPro® assesses a borrower's impact on lending risk using state-of-the-art analysis of borrower behavior to identify patterns highly correlated with potential fraud. ThirdParty Scorecard® is the first and only industry-wide solution enabling mortgage originators to grade the risk of loans submitted by a broker. HistoryPro ReviewÔ examines an existing appraisal to determine its overall validity by comparing the appraisal comps and subject property information against its own extensive set of databases, maps and valuation models to render an overall judgment about the quality of the appraisal and the underlying transaction risk. PreQualProÔ provides quick, accurate analysis of a property's collateral value against the client's value estimate, providing an effective workflow prioritization tool that determines which potential deals have a higher probability of closing at the client's value estimate. Investor ServicesÔ provide the secondary market additional expertise complementary to the CoreLogic suite of automated tools, for more robust due-diligence, reconciliation and tie-outs. Appraisal ServicesÔ provide a vital single-source supplement to the CoreLogic suite of collateral assessment tools inlcuing LoanSafe and AVM Select. Servicing Solutions CoreLogic's comprehensive suite of automated tools allow mortgage servicing professionals to effectively pinpoint problem loans, streamline valuations, and significantly reduce the overall cost of servicing. CoreLogic's Warranted AVMÔ designed to be as unique as a lender's loan program, provides comprehensive coverage for lender losses due to AVM overvaluation, losses beyond overvaluation, and loss on secondary market rejection of value. Founded in 1997, CoreLogic is a full-service mortgage risk management company, currently evaluating more than 65,000 loans daily. Nine of the top 10 U.S. lenders as well as the capital markets currently deploy CoreLogic tools in their risk evaluation processes and as a primary defense against fraud. Headquartered in Sacramento, California, CoreLogic was recognized within the Inc 500 and FinTech 100 in 2005 and 2006.