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USAlliance Federal Credit Union is a full-service financial institution, with over 38 years of experience, providing financial services to employee groups in New York such as IBM and American Express and individuals who live, work, or worship in Essex, Middlesex, Suffolk, Norfolk, Plymouth, Barnstable, and Worcester counties in Massachusetts. Established in 1966, USAlliance FCU offers a full range of personal financial services to over 35,000 members nationwide. USAlliance FCU is owned by its membership, therefore profits go directly to its members, often in the form of higher savings rates, lower lending rates and high quality personal service. In addition, the Federal Government insures all deposits up to $100,000.