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We are dedicated to assisting our customers obtain the right mortgage solution. We offer competitive products that are attractively priced. You can call/e-mail us your name, addres and phone number to start the prequalification process. During the application process we will give you your credit score and explain what it means. If your score needs improvement, we can assist you in that area too. Credit repair is one of our specialties. First Time Home Buyers are welcome at Amber Mortgage. We hold seminars for first time home buyers throughout the year. We give first time home buyers the information they need to start the home buying process. Let's start now with the purchase process. Present Home Owners are also welcome at Amber Mortgage. Interest only mortgages can reduce your monthly payments by several hundred dollars. These are very popular for credit challenged customers until their credit improves through our "Credit Repair Plan". Also, 15 year mortgages can save you tens of thousands of dollars over the life of the loan compared to a 30 year mortgage. Be debt free in no time with the Magic of the 15 Year Mortgage.