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As a mortgage broker, Coastal First is an independent company that works with a wide range of lenders and investors to secure the most competitive package for your home financing needs. Because Coastal First is a professional mortgage broker and is independent from lending institutions, we can use our extensive contacts with local and national banks to find you a lender that meets your needs. Our strengths include: A comprehensive selection of mortgage products Experience in comparing loans, terms and rates from various lenders Free and quick pre-approvals Easy application process by telephone, mail, personal interview or via the internet No hidden origination fees or expenses We are a leader in the electronic underwriting process, which reduces the amount of paperwork and saves you time and money