Info

Cerefice and Company provides a vast array of financial related products and services including individually-tailored and comprehensive investment advice with sound investment options that meet your unique financial and estate planning needs. Cerefice also provides tax-planning expertise for your wealth building and management needs. Some of the products and services Cerefice provides include:Insurance Planning and Advisory Products including life insurance, buy-sell agreement insurance products, group health insurance, long-term care insurance and group benefits Retirement Planning and Advisory Products including deferred compensation plans, annuities and IRAs Investment Products including mutual funds and annuities Education Products including 529 Plans and Coverdell IRAs Estate and Financial Planning ServicesAt Cerefice we believe that proper estate planning is essential in insuring your assets will be preserved and distributed according to your intentions. We take a comprehensive approach to estate planning and our estate and financial specialists will help you develop and implement strategies to:Insure the assets in your estate are properly earmarked in accordance with your desires as set forth in your will Properly determine your gross estate Define your personal financial goals and objectives Build, preserve and pass on your wealth to your intended beneficiaries Help accumulate adequate retirement assets to meet your retirement income needs so you don't outlive your retirement assets Determine your insurance needs to meet your goals and secure financial security for your loved ones Minimize estate and other tax liabilities through various estate planning initiatives Maximize trust, gifting and planned giving benefits Plan efficient transfer of your assets to your intended beneficiaries Monitor and adjust your estate plan each year or as needed Cerefice & Co.: One Stop Shopping for All Your Financial Needs!