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MasterCard Incorporated (MasterCard) is a global payment solutions company that provides a variety of services in support of the credit, deposit access (debit), electronic cash and automated teller machine (ATM) payment card programs, travelers check programs and related payment programs of over 25,000 financial institutions that are its customers. Through its three-tiered business model as franchisor, processor and advisor, the Company develops and markets payment solutions, processes payment transactions, and provides consulting and information services to its customers and merchants. The Company manages a family of payment card brands, including MasterCard, MasterCard Electronic, Maestro and Cirrus, which it licenses to its customers. The Company conducts its business principally through MasterCard’s principal operating subsidiary, MasterCard International Incorporated.(Source: 10-K)