Info

HessMorganHouse provides advice and support regarding specialized applications of life insurance including tax-advantaged, institutionally priced, investment- oriented solutions for Highly Compensated Employees (HCEs), High Net Worth Individuals (HNWIs), Fortune 1000 corporations, and major banks. Those solutions optimize investment returns, hedge risk, reduce volatility of earnings, and secure employee benefits for HCEs as well as rank and file employees. In addition to working with employers to assess nonqualified plan issues, strategies and funding vehicles, HessMorganHouse is expert in the evaluation, negotiation and ongoing due diligence and administration of corporate owned life insurance (COLI), bank owned life insurance (BOLI) and trust owned life insurance (TOLI) programs. HessMorganHouse also consults to life insurers and investment companies to help them maximize market penetration of their COLI, BOLI and TOLI offerings. Jim Hess, Charlie Morgan and Aimee Viola represent a robust and distinctive combination of life insurance knowledge and expertise. By leveraging their more than 75 years of aggregated work experience in the life insurance industry and the employee benefits consulting arena, the principals of HessMorganHouse are well positioned and qualified to provide employers, HNWIs and life insurers alike with insightful advice. They are uniquely able to bring a multi-disciplined, objective approach to analyzing client-specific financial opportunities and risks associated with life insurance products. HessMorganHouse is an independent consultancy and is not affiliated with any vendor or product. The firm does not accept transaction-based compensation in any form or from any source (such as commissions). Consequently, HessMorganHouse's interests and advice align with, and truly reflect, its clients' best interests.