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As mentioned, Hudson River Housing is providing first time homebuyers the education and access to financial assistance to overcome barriers to homeownership. To date, 382 families have participated in our Home Club program. 267 have graduated and 53 families have already successfully purchased their first home! We plan to expand our Homeownership Education Programs with the addition of employer based programs. Future plans also call for Landlord Training, and additional Community Organizing activities. In 1999 the Neighborhood Reinvestment Corporation selected Hudson River Housing to become a NeighborWorks chartered member. Established by an act of Congress in 1978, the Neighborhood Reinvestment Corporation's mission includes the revitalization of declining neighborhoods, particularly by improving and expanding affordable housing. In 2000 we purchased 313 Mill Street, an abandoned office building, to serve as our new administrative office. The site allowed us to relocate to the City of Poughkeepsie where so much of our activity occurs. Also in 2000, Hudson River Housing adopted River Haven, an existing program that had been serving runaway and homeless youth since 1980. The integration of River Haven's services with those of HRH created a more comprehensive and seamless continuum of services for homeless people of all ages. River Haven's emergency shelter is located at 45 Catharine Street in Poughkeepsie, and its transitional housing program is located at 305-307 Mill Street. In 1997, HRH was the sole respondent to the City of Poughkeepsie's Request for Proposals for the re-development of Harlow Row. Long vacant and abandoned, Harlow Row is a crown jewel among city architecture. Architect and former mayor, William Harlow, built it in 1874. Hudson River Housing completely restored this beautiful building in just over one year. Reopened in fall of 2002, this national historic landmark now consists of eight completely renovated low-income rental units, as well as four commercial office suites on the first floor. The project has already won an award from the Dutchess County Planning Federation, and has been nominated for both State and National awards. With the restoration complete, we have significantly contributed to the process of building on the City's investment in Soldiers Fountain and expanding upon the restoration of the southern gateway to the City of Poughkeepsie.