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Bottomline Technologies (de), Inc. (Bottomline) is engaged in providing electronic payment, invoice and document automation solutions to corporations, financial institutions and banks worldwide. The Company’s solutions are used to automate and manage processes and transactions involving global payments, invoice receipt and approval, collections, cash management, document management, reporting and document archive. It offers software designed to run onsite at the customer’s location, as well as hosted solutions. It also provides Legal eXchange, a software as a service (SaaS) offering that receives, manages and controls legal invoices and the related spend management for insurance companies and other consumers of outside legal services. Its offerings also include software solutions that banks use to provide Web-based payment and reporting capabilities. The Company operates in three segments: Payments and Transactional Documents, Banking Solutions and Outsourced Solutions.(Source: 10-K)