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Many people are not prepared in the event of an automobile accident. Do you really know what information actually has to be collect at the time of an accident? Do you know what a VIN number is? Do you know what information you are required to submit in the event that you have to file an accident report? Did you even know that you are LEGALLY required in most states to file an accident report within 72 hours, if the damages caused by an accident are in excess of a certain dollar amount? Do you know what information to gather from the other party that was involved in an accident? Well, the National Association of Insurance Commissioners (NAIC) has created a free app called, “WRECK CHECK”, that can be down loaded onto your smart phone. Their explanation of the app is as follows: “The WRECK CHECK auto accident checklist and mobile app from the National Association of Insurance Commissioners (http://www.naic.org) guides you through the steps to take, following an accident. WRECK CHECK