Info

H&S is committed to providing the insurance agent with the necessary demographic and financial analysis that will allow the agent to better manage, maintain and increase the profitability of their book of business. Information concerning average account size, down payment percentages, cancellation ratios and account persistency (the length of time that an account remains active) are available to agents who wish to actively manage their book of business, thereby keeping their accounts current and earning commissions while avoiding costly charge backs. H&S also provides the insured with the maximum amount of assistance in the repayment of their loan. Liberal payment options, due dates, grace periods and reinstatement policies are available to all insureds, providing them with greatest opportunity to keep their insurance policies enforce. The H&S Finance Company, Inc. is only licensed to finance those policies which are written for the insureds of the state of Maryland.