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We also serve as an advocate for student loan borrowers within the industry. In addition to our active membership in key industry associations, we took the unprecedented step of filing a 2006 lawsuit challenging some of the U.S. Department of Education's rules that limited consolidation options. This lawsuit was a critical catalyst behind the Federal Government's June 2006 repeal of the single holder rule. We are a Dun & Bradstreet listed professional consulting firm located in Oldsmar, Florida. ALU, Inc., dba OneSimpleLoan, is insured and bonded with a $1 million per occurrence Errors and Omissions Policy through Lloyd's of London. We have been in business since June of 1999 and are members of the Tampa Chamber of Commerce, Better Business Bureau (BBB), and the National Council of Higher Education Loan Programs (NCHELP). The President of our company has been appointed to NCHELP's Debt Management committee, as well as serves on the Board of Governors for the Florida Chamber of Commerce. Additionally, OSL is a member of, and in good standing with, FASFAA (Florida Association of Student Financial Aid Administrators), a prestigious industry group dedicated to the promotion of effective college financial aid. Our affiliation with these highly-reputable industry organizations is your assurance that OSL has passed their stringent standards for conducting business in a sound and ethical manner. Because we are an independent consulting firm, we are able to provide objective, unbiased information to you the borrower, which will always be in your best interest instead of the lender's.