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Northfield Savings Bank was founded in 1867 by a local university president who believed a mutual bank, owned by its depositors, would benefit the community. Over 142 years later, NSB continues this tradition. We are one of the nation's few remaining mutual, depositor-owned organizations, and one of the largest banks headquartered right here in Vermont. We are a full service bank, offering a comprehensive range of products and services to over 25,000 personal and business customers. There are 13 convenient locations throughout central and northwestern Vermont. Our commitment to helping Vermonters achieve their financial goals is evident in the commitment of our employees; approximately 30% of NSB employees have been with the Bank for at least 10 years. From approving loans, to answering the phone and making donations, all bank functions are performed by employees who live in our community. To download our Annual Report, click here.