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Century-National is an expert in the West, serving customers in California, Arizona, Nevada, Oregon, and Washington. How many times have we seen major insurers place moratoriums and restrictions on customers, especially after major events like the Northridge earthquake? Or perhaps dramatically increase premiums to recoup their losses. With most major insurers whose headquarters are in the East, decisions such as these are made at the corporate level 2 or 3 times zones away. Century-National does not operate in this fashion. We live and work here just like you. We believe the customer comes first, as evidenced by our actions following the Northridge earthquake. Customers came to Century-National to get home insurance when no other company in the market would meet their needs. Disasters like wildfires and earthquakes will continue to affect our lives in the future, and it is our goal to meet the needs of customers at the very time they need us most.