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AIB Group is Ireland's leading banking and financial services organization, operating principally in Ireland,Britain, Poland and the USA, and employing more than 23,000 people worldwide. Since April 1, 2003, AIB's retail and commercial main operations in the US are carried out through its interest in M&T Bank Corporation ('M&T'). M&T is headquartered in Buffalo, New York and has a branch network of approximately 700 branches in six states and the District of Columbia. AIB's direct presence in the USconsists of corporate banking, treasury and financial services for not-for-profit businesses based in New York, with offices in a number of other principal US cities.