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ACCION New York and New Jersey is a national leader in domestic microfinance, having provided over $76 million in small business loans since inception. Established in 1991 as ACCION International's first domestic affiliate, ACCION New York became a fully independent nonprofit organization five years later in order to meet the demand in New York's market for unique programs and methods. In response to a latent demand for business loans in New Jersey, ACCION New York launched ACCION New Jersey as a division of the organization in 2004.