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MedSave.com is committed to making health plans available to as many people as possible, but unfortunately we can not offer insurance to everyone in every situation. MedSave.com does not handle any managed care health insurance plans or (HMOs), so those currently receiving medical treatment, pregnant or with significant medical history will not benefit from low cost health insurance plans due to restrictions on eligibility. Low cost health insurance plans exclude coverage for pre-existing medical conditions. There are also some situations where state law (MA, NY, NJ, and VT) prevents us from offering low cost health insurance plans. In these situations, our services focus on providing non-insurance health discount network plans to lower out-of-pocket medical expenses. Your feedback and comments are always welcome to allow us to continue to improve our service. Thanks for using MedSave.com, and please tell your friends about us.