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At Modesto's First Federal Credit Union, our members come first. We offer higher dividends on accounts and lower loan rates. Become a member if you live, work, attend school, or worship within the Modesto city limits. Employees of the City of Modesto and AT&T, physicians, physician's staff members of Stanislaus Medical Society in Modesto, employees of Stanislaus Medical Society, employees and volunteers of Habitat for Humanity, and Stanislaus County, employees and volunteers of the Children's Crisis Center, Stanislaus County, employees of Four Star Recovery, and Immediate family members of any person eligible can become a member of Modesto's First FCU.