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Through Oxford Federal Credit Union's strategic planning, we will put forth every effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and teaching of financial thrift. This Statement of Commitment to Members is consistent with our credit union principles of "Not For Profit, Not For Charity, But For Service" and our philosophy of "People Helping People." This statement represents good business practices that ensure the financial strength of our credit union on behalf of our members. SECTION 1: Service to Members - Oxford Federal Credit Union strives to offer services designed to improve the economic and social well being of all members from all socio-economic backgrounds, and return financial value to all those who participate in our member-owned financial cooperative.