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For ten years, Mortgagebot has maintained a consistent focus on developing and supporting the industry's most robust point-of-sale mortgage origination technology. The system is designed to help lenders address changing borrower channel preferences, streamline the mortgage origination process, and improve service levels by enabling any frontline employee to initiate the origination process. Our product development philosophy has been instrumental in establishing and maintaining the product leadership for which Mortgagebot is known. This philosophy is based on focus, discipline, and collaboration. By focusing exclusively on the point-of-sale, we avoid diluting our resources. And by fostering an environment that embraces collaboration among the functional areas involved in the development cycle, new products are produced faster and with greater quality. Together, these principles have enabled Mortgagebot to create a solution with a functionality set that helps lenders to achieve more at the point-of-sale than ever before. Our clients play a key role in our product development process. We methodically gather user feedback regarding new features and functionality. This process has been vital in helping Mortgagebot create a remarkably flexible technology platform capable of supporting a broad array of retail lending business strategies.