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Regions Mortgage, headquartered in Memphis, Tenn., is one of the nation's top residential mortgage loan originators and servicers. The balanced, focused mortgage business offers a full array of residential mortgage products and services through its retail and correspondent lending channels and a warehouse lending banker/broker, Regions Funding. Regions' mortgage operations also include non-conforming wholesaler EquiFirst, a premiere national lender based in Charlotte, N.C., with a Western U.S. operations center in Phoenix, Ariz. EquiFirst originates its production through a network of independent mortgage brokers and sells its loans on the secondary market.