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Home Mortgage Solutions, LLC (HMS) is a licensed home mortgage origination company in Wisconsin. We handle the entire home mortgage process for our customers:Fast mortgage pre-approval, Home buying and credit report counseling, Loan processing,Loan closing through a local title company.We are committed to make sure that your home mortgage loan closes on time, without problems, and at the best interest rate possible. We take the confusion out of home mortgages. We offer a variety of types of mortgage loans to meet the applicant's needs. The entire mortgage loan process can be handled conveniently from your home or office by telephone, e-mail, and electronically through our Website. And, of course, you are welcome to visit us at our office at 305 So. Paterson Street, Madison, Wisconsin 53703. Our service is simple and fast! We offer complete pre-approval to all applicants, usually during the first telephone call. Also, we provide the complete mortgage process in Spanish for our Latino customers. Niel F. Moser is Manager and President of Home Mortgage Solutions, LLC. He has over 40 years experience in home mortgage lending and has operated HMS for over eight years. He has worked with Credit Unions as a mortgage-lending specialist for over twenty years. He is currently a board member and past president of the Madison Area Community Land Trust, a non-profit organization focusing on affordable homes for first time home buyers. In addition, Niel is owner of Home Ownership Solutions, LLC, a home mortgage consulting company. Gary Zinck is a Senior Loan Officer and specializes in helping people with home purchase and refinance. He also assists people in their improvement of their credit scores. Gary is licensed as a Wisconsin Loan Originator and has over 37 years experience in providing mortgage lending and financial counseling. In addition, Gary speaks Spanish and is able to provide special attention to Latino customers.