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Established in 1995, Prime Rate Funding Group, Inc. was formed as a full service mortgage banker to serve the needs of customers through individualized service, a variety of mortgage lending programs, and a simplified, efficient mortgage loan closing process. Serving the Maryland, Pennsylvania and New York areas with over three decades of combined experience in the mortgage industry, Prime Rate Funding Group works with a variety of lending sources to deliver the most competitive loan programs available in both conforming and non-conforming markets. Prime Rate Funding Group works with a variety of mortgage lending sources to deliver the most competitive mortgage loan programs available in both conforming and non-conforming mortgage markets. Not only can Prime Rate Funding Group assist you with new home purchases and mortgage refinancing, but Prime Rate specialize in jumbo loans, debt consolidation, home improvement, investment properties, no-income verification, no equity loans, and imperfect credit challenges, refinancing, purchases, commercial loans, investor financing, no income verified, first time home buyers, bankruptcy, reverse mortgages. No mortgage application fee! No credit report fee! Prime Rate Funding Group, INC. is licensed by PA Department of Banking.