Farmers First Bank

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24 N Cedar St., 17543 Lititz

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Farmers First Bank currently offers financial services at 41 retail branch offices in Lancaster and York counties. The bank currently has 297 employees. Farmers First Bank is a wholly-owned subsidiary of Susquehanna Bancshares, Inc., a financial services holding company headquartered in Lititz, Pa. with assets of $5.9 billion. Susquehanna provides financial services through its subsidiaries at over 160 locations in the mid-Atlantic region. In addition to eight commercial banks, Susquehanna operates a trust and investment company, an asset management company, a property and casualty insurance brokerage company and a vehicle leasing company. Investor information may be requested on Susquehanna's Web site at www.susqbanc.com.

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24 N Cedar St., 17543 Lititz

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