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LCNB Corp. (LCNB) is a financial holding company. The Company, through its subsidiaries, LCNB National Bank (the Bank) and Dakin Insurance Agency, Inc. (Dakin), is engaged in the commercial banking and insurance agency businesses. The Bank's main office is located in Warren County, Ohio and 23 branch offices are located in Warren, Butler, Clinton, Clermont, and Hamilton Counties, Ohio. In addition, the Bank operates 31 automated teller machines (ATMs) in its market area. The Bank is a full service community bank offering a range of commercial and personal banking services. Deposit services include checking accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, Christmas and vacation savings, money market deposit accounts, Classic 50 accounts (a Senior Citizen program), individual retirement accounts, and certificates of deposit. On December 20, 2007, Sycamore National Bank merged with and into the Bank.(Source: 10-K)