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Cool Insuring Agency also provides international insurance placements for numerous clients with locations throughout the world. The agency maintains a Canadian Brokerage division designed to assist Canadian Insurance Brokers and Companies with the ability to efficiently place insurance coverage's for their operations in the United States. Cool Insuring Agency is one of the few agencies able to place coverage for both private and public Canadian Companies, throughout the United States. Cool Risk Management Services, a division of Cool Insuring Agency, provides a broad array of Risk Management plans, including loss control consultation, safety services, appraisals and various other Risk Management programs to its Commercial and Governmental clients. Within the Risk Management division, the agency maintains a fully staffed claims division to design and administer claims management programs for our clients, including Third Party Administration of Self insured exposures. As a major independent insurance agency, we maintain our status as a privately owned company able to offer a multitude of services, including small business health insurance, to our clients. We represent virtually every major insurance carrier doing business in the United States. Our independent agency status gives us the ability to service a client regardless of geographic or industrial boundaries. We move effectively through all professional, commercial and economic circles. Cool Insuring Agency has been instrumental in designing cost efficient and flexible small business insurance programs throughout the years. As a result, we represent literally thousands of small business, commercial, institutional and governmental clients across the Country. We are prepared to provide you with our complete professional services.