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Founded in 1988 by President & CEO, Marc N. Laird, and headquartered in Houston, Texas, Cornerstone Mortgage Company is a full-service mortgage banker with more than 60 offices in 11 states. With a team of more than 400 professionals, we can serve your home financing needs anywhere in the U.S. In February of 2000, Cornerstone Mortgage Company fulfilled its goals of strengthening its capital base when it became an affiliate of First National Bank of Omaha. The largest independent, privately held bank in the western United States, First National and its affiliates have nearly $15 billion in managed assets and over 7,000 employees located across the nation. This alliance grants Cornerstone Mortgage Company unlimited warehouse lines of credit to fund its expanding loan production business and the authority to make mortgage loans in all 50 states. With Cornerstone Mortgage Company, your home loan transaction will be handled in-house by our team of professional, experienced loan specialists and we will fund your transaction with our own funds. We utilize our Automated Pricing Engine Technology to instantly select the loan program that best meets your financial needs. This unique technology allows us to instantly compare specific interest rate quotes from more than 150 of the nation's top loan investors, so we can select the lowest rate available, thus saving you a lot of money. We underwrite our loans in-house resulting in quicker loan approvals. We use Fannie Mae and Freddie Mac's Automated Underwriting Technology for approval decisions within minutes. By providing these amenities in-house, we deliver superior service at a lower price. While offering only the best products and services, our loan officers and personnel work with one goal at heart , to be deserving of the referrals of your family, friends and business partners. Our loan officers have an average 15-year tenure in the mortgage industry, and have been trained to tailor a loan program to suit your financial needs. Since more than 70% of our business comes from customers who have used Cornerstone in the past, we have not only earned the trust of our customers; we are also committed to keeping you a satisfied customer for life!