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The Kearney Federal Credit Union is a cooperative. We are a not-for-profit institution. Our purpose is to provide you with a safe place to save and a convenient, responsive place to get a loan at a reasonable rate. Unlike banks, we are not here to make a profit for shareholders. Our members own us. So instead of making money for shareholders, we save money for members. This is why our members are owners. Would you like to become an owner?