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Equinox has 100% focus on mortgage domain and is a leader in lending process outsourcing. Our service offerings span across acquisition and origination functions, post closing functions, servicing functions, and various customer service functions. Several leading mortgage lenders and service providers in US are currently engaged with Equinox in operating and migrating processes spanning across loan acquisition, loan production and loan servicing. Using a combination of process expertise, offshore resources and Six Sigma quality management rigor Equinox provides 40-60% cost reduction, process quality improvement and 7x24 extended operation. Equinox has multiple modern operation centers in India equipped with state of the art voice and data equipment. The offshore centers are connected to two US data centers in a redundant architecture through several fiber based International Private Leased Circuits (IPLC). Several leading mortgage lenders, servicers and vendors are currently engaged with Equinox in operating and migrating processes spanning from Origination to Servicing such as Customer Service, Welcome Calls, Early Stage Collections, Late Stage Collections, Loss Megitation Call Management, Pay-off Processing, New Loan Audit, Foreclosure, Reconveyance / Lien Release, Hazard Insurance Tracking, Lead Generation and Screening, 1003 Processing, Closing Docs, Underwriting, HUD1 Reconciliation, Post Closing Doc Tracking and Retrieval, HMDA Audit, Purchase Clearance etc. We are currently operating over 42 different lending processes from offshore, bringing deep process knowledge and best practice benefits to our clients, in addition to 40-60% cost savings. Equinox is currently offshoring more mortgage processes than any other organization in the industry, and was recently named one of the "Worlds Top Outsourcing Service Providers" by the International Association of Outsourcing Professionals (IAOP). This was announced in the April edition of FORTUNE® magazine. Currently Equinox has over 42 different mortgage processes.