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Guardian Finance Company is a wholly owned subsidiary of Park National Corporation. Guardian's President and CEO is Earl W. Osborne. Mr. Osborne and his family have been in the consumer finance industry for over 70 years. Prior to joining Park, Mr. Osborne was the President and CEO of The Modern Finance Company. The first Guardian office opened in Hilliard, Ohio in May of 1999. Since then, Guardian has added offices in Mansfield, Lancaster, Heath, Springfield, Delaware and Centerville. Additional branch offices are planned throughout Ohio. Guardian Finance's emphasis is on integrity and personalized service. We offer personal loans, home equity loans and secured direct loans at competitive rates to qualified borrowers. The Company also works with each direct loan customer to help them better understand their credit, and to help them reduce their dependence on revolving debt.