Lifetime Financial Planning is unique in that the firm offers its services to "everyone" on an as-needed basis for an hourly fee. There are no requirements as to your income, net worth, or the amount of money you have to invest. Since we are compensated only on an hourly fee basis, we are able to provide recommendations that are solely in our clients' best interests. Unlike most of the national financial service firms, "we do not sell" any proprietary investment or insurance products, which might cloud our objectivity. At Lifetime Financial Planning there are absolutely "no commissions, sales quotas or incentive contests" driving our recommendations. Many financial advisers provide "fee-based" financial planning, which means they charge a fee for financial advice and also receive commissions on the investment and insurance products they recommend. Lifetime Financial Planning is a "fee-only" Registered Investment Advisory Firm. The only thing our clients pay for is the time required for a financial adviser to evaluate their financial situation and to meet with them to provide specific recommendations.