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CHIF also manages programs on behalf of other agencies and organizations. CHIF administers the Department of Economic and Community Development's Energy Conservation Loan Program (ECL), a program providing financing for energy conservation improvements to low and moderate income single-family home owners, and the Multifamily Energy Conservation Loan Program (MEL) which provides financing for energy conservation improvements to multifamily property owners. Additionally, CHIF provides Loan Servicing and Development Consulting services. In the loan servicing division, CHIF provides loan administration services for mortgage lenders including municipalities, state housing agencies, and nonprofit organizations. In the development consulting division, CHIF assists nonprofit organizations, housing authorities, and community organizations throughout Connecticut in developing affordable housing projects. CHIF is certified by the US Treasury Department as a Community Development Financial Institution (CDFI) and has been designated a Community Housing Development Corporation (CHDC) by the Connecticut State Legislature. To learn more, click here to see CHIF's 2007 Annual Report.Click here to view CHIF's previous Annual Reports. The Connecticut Housing Investment Fund (CHIF) is a statewide Community Development Financial Institution providing financing, loan servicing, and technical services to improve and increase the supply of housing affordable to Connecticut residents. CHIF implements solutions to help families become and remain homeowners.