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ACE Limited (ACE) is a holding company of the ACE Group of Companies. Its direct and indirect subsidiaries (collectively, the ACE Group of Companies) are a global property and casualty insurance, and reinsurance organization. The Company provides a range of products and services to commercial and individual customers in more than 140 countries. The Company operates through its four segments: Insurance-North American, Insurance-Overseas General, Global Reinsurance, and Life Insurance and Reinsurance. On April 1, 2008, ACE acquired of Combined Insurance Company of America, and certain of its subsidiaries from Aon Corporation.(Source: 10-K)