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At Farmers & Mechanics Bank, we not only serve our community, we belong to it. We live here as well as work here, so the quality of life in Frederick County affects us directly as citizens. We think that makes us better bankers, because it makes us understand first-hand the concern and spirit of life in this community. One way we measure our success at Farmers & Mechanics Bank is by the help we can provide to our customers. When they have the financial tools and management controls they need, we know we've done our job for them. When banking at Farmers & Mechanics Bank allows them to focus their attention on what's most important to them--their families, homes and occupations. Then we know we've made their trust in us worthwhile. What's more, we expect our associates to take an active personal role in community organizations - after all, one of our statements of values is "Give back to the community." You'll recognize them - they are leaders of school associations; coaches with youth sport activities; they are active in churches and synagogues; and they donate their time to non-profit groups such as Hospice, the American Cancer Society, the Alzheimer's Association, Rotary, Frederick County's Chamber of Commerce, and many more. Not only do we make financial charitable contributions, but we donate a more valuable commodity as well - our personal time and talent.